Before you pay
Scam Scout reads public sources and returns a risk level with the evidence.
Pick an example, then press Check. Or sign in for a live check.
High risk
The Quarnby Investment Bank
FCO warning, first published 08/05/2025. Illustrative sources, not a live check.
Advice only. Not a fraud finding.
Capabilities
Reads the domain's registration date from RDAP.
Flags spellings that copy a known brand's domain.
Normalises the number with its country code before searching.
Searches regulator sites for warnings that name the subject.
A risk level with every flag linked to the page that raised it.
Run a check with your own research and model keys.
How it works
High risk
quarnby-markets.example
Advice only. Not a fraud finding.
FCO: not authorised. Called a clone firm.
FCO: +1 202 555 0101. Westhaven has no connection.
Not in the cited sources
Not in the cited sources
Not in the cited sources
FCO lists www.quarnby-markets.example
This firm is not authorised by us but has been contacting people pretending to be an authorised firm. We call this a clone firm.Financial Conduct Office (FCO)
Name: The Quarnby Investment Bank (Clone of FCO Authorised firm). Phone: +1 202 555 0101. Website: www.quarnby-markets.example.Rebate Island
The Quarnby Investment Bank (Clone of FCO Authorised firm) (new) — 08/05/2025.Consumer Watch Forum
The UK Financial Conduct Office (FCO) warning “The Quarnby Investment Bank (Clone of FCO Authorised firm)”, first published 08/05/2025, says: “This firm is not authorised by us but has been contacting people pretending to be an authorised firm. We call this a clone firm.”
Under “Clone firm details” the same page says “Fraudsters are using the following details to scam people” and lists telephone +1 202 555 0101, email support@quarnby-markets.example, and website www.quarnby-markets.example. The email is published on the page in obfuscated form and decodes to that address.
Under “FCO authorised firm details” the page says: “This is the genuine, authorised firm that the fraudsters are claiming to work for. It has no connection with the clone firm.” It names Westhaven Bank Plc, Firm Reference Number 000001, telephone +44 1632 960001, website www.westhavenbank.example.
The page also says that dealing with this firm means no access to the Financial Mediation Office, and no protection from the Financial Recovery Scheme if things go wrong.
Rebate Island’s article “FCO Updates Blacklist, Exposing Multiple Unauthorized Forex Platforms” (page shows Updated: 2025/10/13) says it compiled the FCO warning list for 6–9 May 2025. In that list it repeats the name, phone +1 202 555 0101, and website www.quarnby-markets.example.
Consumer Watch Forum, 8 May 2025, “Warnungen der englischen Finanzmarktaufsicht FCO”, lists “The Quarnby Investment Bank (Clone of FCO Authorised firm) (new)” with 08/05/2025 and links to the FCO warning.
No page cited here states a domain registration date, a review-site score, or a payment method. Those tiles stay empty. The number on the gauge is Scam Scout’s advisory score from the tiles that do have a source. It is not an FCO rating and it is not a fraud finding.
Built with web research and open models.
Demo cases
Illustrative example — names and sites are fictional. A case opens in the file above. The other rows are descriptions only.
The Quarnby Investment Bank75High risk
Financial Conduct Office (FCO)Recorded case
FCO: “pretending to be from firms we authorise. We call this a clone firm.”
The Quarnby Investment Bank75High risk
Financial Conduct Office (FCO)Trust
How to read a result. Security policy
Every flag links to the page that raised it. A flag without a matching quote is dropped.
Recorded cases show the full method, with no account needed.
Account and card numbers are not accepted. Check a website, phone or payee name.
Advice only. The payment decision stays with the person.